Health insurance plans.

Illustration for article titled Health insurance plans.
Image: Healthguide.org

It’s that time again. I gotta pick my desired health insurance plan offered by my employer. Sorting through all the fluff and plans, I am down to two, let’s call them plan X and plan Y. Plan X has a 60% lower deductible and out-of-pocket max than Plan Y, but plan X also has a 56% higher premium.

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You know what, I had just written two more paragraphs but in doing so I think I answered my own question. Not gonna go with the higher premium, on top of my now-higher mortgage payment due to the upward assessment of my prahpertee VALYOOS — plus economic uncertainly, PLUS my virtual certainly that I will make less in 2021, so, yeah. Keep those overhead costs down. I need to scrap together those meager savings for a Paseo convertible, after all.