Ford Fusion rental, which is fine, to try and motivate insurance

About a month ago my neighbor booped the Jag. It was innocently parked on the street, she was having a bad day that was about to get worse and swung wide getting into her driveway. The coming together left her with no damage to her Subaru and a cracked bumper cover on the Jag. I didn’t post about it at the time because I had other stuff going on.

ANYWAY, she came over exceptionally apologetic, we exchanged information, and she filed a claim.

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Everything since then has been sort of balls. I called the insurance company, though AAA but not AAA I guess, that evening but as it was after hours all I could do was leave a message. The next day I never got a call back, so the day after that I called the adjuster again. Twice.

Seeing where this was going, I called the main number and got a claim number and had the work assigned to my body shop.

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I go in to the body shop the next day and... they don’t have anything from AAA under my name.

Great.

Oh but they do have this weird assignment for a Jag. The name on it was “claimant, owner”. :facepalm: (For the record that is not my name.)

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About a week later their estimate got approved but when I called back to get scheduled in they couldn’t find my information because it was all still screwed up in the system. I found my paperwork and we eventually got that sorted as well.

So... all of that eventually taken care of I decided to go ahead and get a rental through insurance. Ordinarily I wouldn’t because I already have too many cars, but given they’ve dropped the ball at every opportunity I figured if they’re having to pay daily to have my car in the shop, that might motivate them to settle changes to the claim quickly.

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I’m pretty sure that isn’t how that works, but in my mind I’m happy to have them have some skin in the game.

Anyway.... Damage was just over $1000 and included a new bumper cover, new side marker light, and new plastic bumper insert. I’m also having them throw in new fog light covers because mine were missing, which is $170 out of pocket. On the bright side this also means I get to delete my front licence plate holder, which I’m looking forward to.

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And now I have a Ford Fusion that I don’t really want. That said, it is a nice car. Good pep, seemingly attractive interior, and cavernous trunk. I can see why Top Gear was fond of these.

About what it looks like
About what it looks like
Illustration: Ford